Do you rely on a property to conduct your business? Find out how to safeguard it.
As a business owner, you may think that you have all the necessary protection in place. From deadbolts to fire alarms to security cameras, you’re covered, right? Wrong! While you’ve set up secure systems to deter disasters, your entire building is exposed to perils such as fire, theft, and natural disasters.
No matter what type of business you own, if you have a physical location, you’ll need certain coverage to protect your property. You’re not off the hook if you lease the space either, commercial property insurance is highly recommended.
Looking around your office space, could your business afford to survive a disaster that wiped out all of the equipment, inventory, computers, and structure? Not many organizations would last long without these essentials. This is where commercial property insurance steps in to aid local businesses.
Commercial property insurance helps you to recover when certain disasters jeopardize business assets. Covered events may include fire, windstorms, theft, or vandalism.
Commercial property policies can cover:
- Buildings – The physical location of your business is covered. After a disaster, your policy will help to pick up the expense of rebuilding and repairing your structure so that you can get back to work.
- Personal business property – This coverage provides protection for the furniture, inventory, supplies, and equipment owned by your business. Fortunately, this covers property that is away from your location. For example, if you take your laptop to a tradeshow and a covered peril damages it, commercial property insurance can help to pay to repair or replace it.
Do you have the commercial property insurance you need to protect your business from financial strain? Make sure you do by contacting the experts at Nahai Insurance Services. We can assess your unique business and its unique risks, then craft you the right property coverage so you can have the protection you need at the premiums you deserve.
