Protecting Valuable Gifts You Received Over the Holidays
Did you receive some wonderful and extravagant gifts under the tree over the holidays? Perhaps you gave some precious presents to your nearest and dearest. If so, you’ll want to ensure that they have reliable protection that safeguards them from damage and disaster. In addition to securing homeowners insurance, heed the following advice for protecting your valuable gifts.
Expensive jewelry and electronics can be assessed and insured to make sure that their monetary value is recoverable if they are ever lost or stolen. Although many homeowners think that their policy covers all of their personal belongings, every policy has its limits and there are some exceptions. If you have many affluent items and their value exceeds the coverage limit listed on your policy, you would be responsible for supplying the difference if they were lost or stolen. If you do have high-value items, additional home insurance may be required.
Avoid placing electronics and other precious items within plain sight of windows and doors. You don’t want to tempt thieves by showcasing your goods. Leaving a brand-new TV in the living room while you run out to do errands can catch the eye of the wrong person. Keep these items stowed away in a closet or a closed-off room to deter these thieves.
At Nahai Insurance Services, we are committed to protecting affluent homeowners against the many perils they face. Our home insurance policies are tailored to meet your unique needs and offer reliable coverage to secure your valuable belongings and assets. For more information, contact us today.
